What should you do if you become a victim of cyber fraud?
Reporting cyber fraud in India is a crucial step to protect yourself and help authorities take action against the perpetrators. Here’s how you can report cyber fraud:
1. Gather Information
– Collect Evidence: Save any emails, messages, transaction details, screenshots, or other relevant information related to the cyber fraud. Thus, this evidence will be crucial for your report.
– Document the Incident: Write down a detailed account of what happened, including dates, times, and also how you realized the fraud occurred.
2. Report to Your Bank (If Financial Loss is Involved)
– Contact Your Bank Immediately: If the cyber fraud involves financial loss, such as unauthorized transactions on your bank account or credit card, report it to your bank immediately.
– Block Your Card or Account: Request your bank to block your card or account to prevent further unauthorized transactions.
– File a Dispute: If unauthorized transactions have been made, ask your bank for a dispute form and further submit it along with the necessary documentation.
3. Report to the Cyber Crime Police Station
– Visit the Nearest Cyber Crime Police Station: India has specialized Cyber Crime Cells in major cities. Therefore, you can visit your nearest cyber crime police station to file a First Information Report (FIR).
– Provide Evidence: Submit all the evidence you have gathered, including transaction details, emails, messages, and also the screenshots.
– Obtain a Copy of the FIR: Ensure you receive a copy of the FIR for your records, which can be important for further legal proceedings or bank claims.
4. Report Online via National Cyber Crime Reporting Portal
– Access the Portal: Visit the National Cyber Crime Reporting Portal at [https://cybercrime.gov.in/](https://cybercrime.gov.in/).
– Select the Appropriate Category: Choose the appropriate category, such as “Report Cyber Crime Related to Financial Fraud,” “Report Other Cyber Crimes,” or “Report Women/Child Related Crime.”
– Submit the Report: Fill in the required details, upload evidence, and submit the report. Furthermore, you can choose to report anonymously if preferred.
– Track Your Complaint: After submission, you will receive a reference number, which you can use to track the status of your complaint.
5. Report to CERT-In (Optional)
– Report to CERT-In: The Indian Computer Emergency Response Team (CERT-In) is another agency where you can report cyber fraud, especially if it involves large-scale incidents or impacts multiple users. Visit [https://www.cert-in.org.in/](https://www.cert-in.org.in/) to report the incident.
6. Follow Up
– Stay in Touch with Authorities: Regularly follow up with the cyber crime police or the bank regarding the status of your complaint.
– Cooperate with Investigations: Provide any additional information or evidence requested by the authorities to assist in the investigation.
7. Educate and Protect Yourself
– Learn from the Incident: Take steps to prevent future cyber fraud by securing your devices, using strong passwords, enabling two-factor authentication, and further being cautious about sharing personal information online.
– Monitor Your Accounts: Therefore, keep a close watch on your bank accounts, credit reports, and online profiles for any suspicious activity.
Important Contacts
– National Cyber Crime Reporting Portal: [https://cybercrime.gov.in/](https://cybercrime.gov.in/)
– Cyber Crime Helpline Number: 1930 (toll-free) for reporting financial fraud.
By promptly reporting cyber fraud, you help authorities take swift action and may also be able to recover lost funds or prevent further damage. So, don’t worry if you fall victim to cyber fraud. Instead, take steps to protect yourself and raise awareness about the available remedies.
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